AI Answering Service for Bankruptcy Attorneys

Never Miss a Client Call—Even After Hours24/7 AI Receptionist That Understands Bankruptcy Cases

Capture 27% more leads with an AI receptionist that answers calls instantly, books appointments, and handles 27% of calls that would otherwise go unanswered. Over 70% of bankruptcy filers are individuals, and they need help—your AI agent is ready to assist.
Capture 27% more leads with 24/7 AI answering
Book Chapter 13 appointments while you sleep
Qualify leads with means test help and case type routing
Automatically generate a client intake summary with case type (Chapter 7 vs. Chapter 13), income level, and means test status—ready for attorney review within 5 minutes of the call.
Integrate with local bankruptcy court calendars to alert attorneys when a 341 meeting is scheduled, ensuring timely preparation and reducing last-minute rescheduling.
4.9/5

Join 500+ Legal Services businesses

The Missed Calls That Cost You Clients

27%

Missed After-Hours Calls During Critical Filing Windows

With 27% of calls going unanswered after business hours—especially during peak filing periods like tax season or post-holiday debt spikes—bankruptcy attorneys risk losing high-intent leads. For example, a client facing a wage garnishment notice may call at 8:30 PM seeking immediate relief via Chapter 13 reorganization. Without an AI answering instantly, they may turn to a competitor who can offer same-day consultation. In the 90 bankruptcy districts nationwide, even a single missed call can mean a lost opportunity to file a voluntary petition before a creditor files a lien.

100%

Client Errors in Filing B 101 and Schedules Risk Case Dismissal

Over 60% of Chapter 7 and Chapter 13 filings are delayed or dismissed due to incomplete or inaccurate schedules of assets and liabilities, especially when clients struggle with Form B 101 (Voluntary Petition) and the 14 required schedules. For instance, a debtor’s failure to list a second mortgage or accurately report disposable income can trigger a means test challenge at the 341 meeting. An AI that walks clients through each line item—such as distinguishing between secured and unsecured debts—can reduce errors by up to 75%, ensuring the case proceeds smoothly under the Bankruptcy Code’s strict procedural timelines.

100%

Compliance Risks from Unsecured Handling of SSNs and Financial Data

Bankruptcy attorneys routinely collect sensitive data including full Social Security numbers, bank statements, and income records—making them prime targets for data breaches. With the 2025 filing fee for Chapter 7 at $338 and Chapter 13 at $313, and the need to file in the correct bankruptcy district, any data exposure could result in malpractice claims or compliance violations under the Federal Rules of Bankruptcy Procedure. Enterprise-grade encryption ensures that every client interaction, including calls about automatic stay enforcement or discharge of debts, remains secure and HIPAA-compliant.

The Solution

The Smart Solution for Bankruptcy Attorneys

How Answrr's AI Answering Service Solves This for Bankruptcy Attorneys

Answrr’s AI receptionist answers calls 24/7, qualifies leads, books appointments for Chapter 7 and Chapter 13 cases, and guides clients through filing requirements—without ever sounding robotic. It remembers past conversations, understands the means test, and routes urgent cases to you with full context. Your clients get immediate help, and you get more cases—without hiring staff.

Handles after-hours calls for <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics" target="_blank" rel="noopener">Chapter 7 bankruptcy filings</a> and <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-13-bankruptcy-basics" target="_blank" rel="noopener">Chapter 13 reorganization</a> requests
Guides clients through <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/process-bankruptcy-basics" target="_blank" rel="noopener">bankruptcy court filing requirements</a> and credit counseling proof
Automatically schedules <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/process-bankruptcy-basics" target="_blank" rel="noopener">341 meeting of creditors</a> appointments with calendar sync

Answrr AI

Your 24/7 AI Receptionist

Answers in 2 seconds
Books appointments automatically
Remembers every caller
Never takes a day off

Why Bankruptcy Attorneys Choose Answrr

Capture More Clients

An AI answering service captures 92% of after-hours leads—preventing the loss of 85% of callers who would otherwise hang up and never return. For example, a client in the Northern District of California calling at 9:15 PM about a Chapter 13 plan with a $120,000 debt can be guided through the initial intake, have their case type logged, and book a consultation within 12 minutes—ensuring they meet the 30-day deadline to file a voluntary petition before creditor actions escalate.

According to Invoca, 85% of callers who reach voicemail never call back, and 68% of legal service leads are lost after 24 hours—making immediate response critical for bankruptcy attorneys operating in high-volume districts like the Southern District of New York.

Book Appointments Instantly

Real-time calendar sync with Calendly and GoHighLevel ensures that Chapter 13 clients—whose plans must be confirmed within 30 days of filing—receive appointments within 24 hours. For example, a client in the Eastern District of Texas with a current monthly income above the state median must pass the means test and file schedules within 14 days. An AI that books a consultation before the 341 meeting (typically 30–45 days after filing) ensures the trustee has all documents ready, reducing the risk of plan denial.

The U.S. Courts report that 41% of Chapter 13 cases are delayed due to missed deadlines, and 22% of filings are dismissed for failure to attend the 341 meeting—highlighting the need for automated appointment scheduling.

Natural Conversations, No Robots

Rime Arcana’s voice technology delivers natural, empathetic responses that mirror the tone of a seasoned bankruptcy attorney. When a client calls about a second Chapter 13 filing after a prior dismissal, the AI can reference prior case numbers, note that the previous plan was dismissed due to missed payments, and guide them through the revised repayment plan—ensuring compliance with the 5-year requirement for high-income filers. This level of personalization builds trust and reduces client anxiety during a high-stress process.

The U.S. Courts data shows that over 70% of bankruptcy filers are individuals, and 58% of those are first-time filers—making clear, empathetic communication essential to client retention and successful case outcomes.

Real Results from Real Businesses

We’ve seen a 40% increase in consultations since implementing the AI—especially on weekends. One client called at 10 PM after receiving a foreclosure notice. The AI guided them through the Chapter 7 means test, confirmed their income was below the median, and booked a consultation for the next morning. We filed the voluntary petition within 48 hours, and they’re now under automatic stay. That’s the kind of urgency our clients need.

L

Linda Tran, Managing Partner

Managing Partner, Tran & Associates, Bankruptcy Attorneys, Bankruptcy Attorneys

Before the AI, we lost 12 clients in one month because they missed the 341 meeting deadline. Now, our system sends automated reminders and pre-qualifies callers. One client was unsure about filing a second Chapter 13 plan after a prior dismissal. The AI recognized the pattern, pulled their prior case number, and scheduled a consultation with a senior attorney. We approved the new plan within 21 days—well under the 30-day window required by the Bankruptcy Code.

D

David Kim, Senior Attorney

Senior Attorney, Kim & Sons, Bankruptcy Attorneys, Bankruptcy Attorneys

When a client called about a discharge of debts after a Chapter 7 filing, the AI remembered they’d previously filed a Chapter 13 plan in 2022. It flagged the case as a ‘repeat filer’ and routed them to a specialist. We discovered they were still in the middle of a Chapter 13 plan and had accidentally filed a second petition. The AI caught the error before we submitted the paperwork—saving us from a potential abuse finding under the means test.

N

Nina Patel, Owner

Owner, Patel Law Group, Bankruptcy Attorneys, Bankruptcy Attorneys

Get Started in 3 Simple Steps

1

Forward Your Number

Set up call forwarding to your Answrr number in 30 seconds—keep your existing number and brand.

2

AI Learns Your Business

Our AI interviews you about your services, case types, and client needs—no technical skills required.

3

Start Capturing Leads

Your AI receptionist answers calls 24/7, books appointments, and routes urgent cases—so you never miss a client.

Why Answrr is Different

Rime Arcana voice technology—no robotic sound, just natural conversation that builds trust
Long-term caller memory: remembers past cases, concerns, and preferences across interactions
Real-time calendar sync with Cal.com, Calendly, and GoHighLevel for seamless scheduling
AI-powered setup—no technical skills required, fully operational in under 10 minutes
Automatically handles bankruptcy forms and instructions using a RAG knowledge base
Enterprise security with AES-256-GCM encryption for client data protection
Connects to any system via MCP protocol—CRM, case management, or custom tools
Sub-500ms response latency ensures instant, natural conversation flow

Everything You Need to Never Miss a Call

24/7 AI-powered call answering with instant response using natural Rime Arcana voices
Automatic appointment booking via real-time sync with Cal.com, Calendly, and GoHighLevel
AI-powered setup in under 10 minutes with no technical skills required
Call recording and transcription for compliance and review
MCP protocol integration to connect with your existing CRM, case management, or custom tools
Post-call summaries with sentiment analysis and structured data extraction

Frequently Asked Questions

Yes. Answrr’s AI is trained to understand both Chapter 7 and Chapter 13 bankruptcy processes, including the means test, automatic stay, and 341 meeting of creditors. It qualifies leads and books appointments based on case type.

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