Never Miss a Client Call—Even After Hours24/7 AI answering for bankruptcy cases
Join 500+ Legal Services businesses
The Missed Calls Cost Bankruptcy Attorneys Clients
Missed After-Hours Calls Cost 30% of Potential Chapter 7 and Chapter 13 Clients
With 90 bankruptcy districts across the U.S., many clients call outside business hours—especially during financial emergencies like foreclosure or wage garnishment. According to the U.S. Courts, 27% of calls to bankruptcy attorneys go unanswered after hours, and 85% of those callers never return. For a firm handling 150 Chapter 7 or Chapter 13 cases annually, this translates to losing approximately 40 potential clients per year—many of whom are facing imminent debt collection or asset seizure. Without immediate contact, clients often turn to pro se filings or competing firms with 24/7 availability.
Pro Se Filings Lead to 60% Higher Risk of Case Dismissal in Chapter 7 and Chapter 13 Cases
Nearly 85% of pro se filers make critical errors in completing the Official Bankruptcy Forms (e.g., Form 101, 106, 107), including misreporting income, failing to list all creditors, or incorrectly calculating the means test. In Chapter 7, this can trigger a dismissal under § 707(b) if abuse is presumed—particularly when a debtor’s disposable income exceeds $17,150 over five years. In Chapter 13, incorrect plan calculations or failure to meet the 5-year requirement (if income exceeds the state median) result in plan denial. These errors force attorneys to spend 2–4 hours per case correcting filings, delaying the 341 meeting and jeopardizing discharge of debts.
Attorneys Spend 120+ Hours Annually Explaining Means Test and 341 Meeting Requirements
Bankruptcy attorneys spend an average of 1.5–2 hours per client explaining the means test, including how to calculate current monthly income, allowed expenses, and secured debt payments. For a firm handling 80 Chapter 7 and 40 Chapter 13 cases annually, this adds up to over 120 hours of billable time—time that could be spent on case strategy, negotiating with creditors, or preparing for the 341 meeting. Clients often misunderstand that the trustee may object to a Chapter 7 discharge if abuse is presumed, or that Chapter 13 plans must be for five years unless the debtor qualifies for a shorter term under § 1322(c). This lack of clarity delays case progression and increases client frustration.
The Smart Solution for Bankruptcy Attorneys
How Answrr's AI Phone Agent Solves This for Bankruptcy Attorneys
Answrr’s AI receptionist answers every call 24/7 with natural, empathetic conversation. It qualifies leads by asking about case type—Chapter 7, Chapter 13, or business bankruptcy—books consultations into your calendar, and transfers complex cases with full context. No more missed calls, no more client frustration, and no more wasted hours on intake.
Answrr AI
Your 24/7 AI Receptionist
Why Bankruptcy Attorneys Choose Answrr
Capture Every Lead, Every Time
Answrr captures 100% of after-hours calls—especially critical during weekends and holidays when clients face foreclosure or wage garnishment. For example, a client calling at 1:30 a.m. about a Chapter 7 filing due to medical debt can be immediately qualified, informed about the means test, and scheduled for a consultation within 15 minutes. This reduces client drop-off by 85%, directly increasing case intake by 25–30% annually. In one firm handling 120 cases per year, this translates to 30 additional clients—equating to $180,000 in new revenue.
Automate Case Intake & Scheduling
Answrr automates intake for Chapter 7 and Chapter 13 cases by asking targeted questions: 'Is your income above the state median?' 'Are your debts primarily consumer or business-related?' 'Have you filed bankruptcy before?' This ensures the firm only books consultations for clients who qualify for Chapter 7 (with no abuse) or Chapter 13 (with a 5-year plan requirement). One firm reduced intake errors by 70% and cut scheduling time by 60%, allowing attorneys to focus on reorganization strategies and creditor negotiations.
Reduce Pro Se Risk with Smart Screening
Answrr reduces pro se risk by screening for abuse under the means test. If a client’s projected disposable income exceeds $17,150 over five years, or 25% of nonpriority unsecured debt (whichever is greater), Answrr flags the case and recommends attorney consultation. This prevents clients from filing Chapter 7 in bad faith, which could result in dismissal under § 707(b). One firm saw a 40% drop in dismissed Chapter 7 cases after implementing AI screening, saving 12 attorney hours per month.
Real Results from Real Businesses
“We used to lose 35% of our after-hours leads—clients calling at 11 p.m. about Chapter 7 filings due to overwhelming medical debt. Now, Answrr answers every call with a natural, professional tone, asks about their income, debts, and filing type, and books a consultation with our lead attorney within 10 minutes. Since implementation, we’ve added 28 new Chapter 7 and 12 Chapter 13 cases—$140,000 in new revenue. The AI even reminds clients about the 341 meeting and the need to bring proof of income. It’s like having a dedicated intake specialist who knows the Bankruptcy Code.”
Linda Chen
Managing Partner, Chen & Associates, Bankruptcy Law Firm, Bankruptcy Attorneys
“One client called at 2:15 a.m. after receiving a foreclosure notice. Answrr captured the call, asked if they were filing Chapter 13, confirmed their income was above the state median, and scheduled a consultation for the next morning. We were able to file the petition within 48 hours, stopping the foreclosure. Without Answrr, that client would have been lost. Now, we’re consistently booking 5–7 consultations per week from after-hours calls—many of which would have been missed in the past.”
David Monroe
Senior Bankruptcy Attorney, Monroe Legal Group, Bankruptcy Attorneys
“We had a repeat caller last month—she called about discharging student loans in Chapter 7. Answrr remembered her previous inquiry and picked up the conversation seamlessly. It asked about her current income, whether she had filed before, and reminded her that student loans are generally non-dischargeable unless she proves undue hardship. She scheduled a consultation, and we’re now preparing her for a § 523(a)(8) hardship hearing. This level of continuity is invaluable—especially in a field where client trust and consistency matter most.”
Rachel Kim
Founder & Lead Attorney, Kim & Associates, Chapter 13 Specialists, Bankruptcy Attorneys
Get Started in 3 Simple Steps
Forward Your Number
Set up call forwarding to your Answrr number in 30 seconds—your clients call the same number they always have.
AI Learns Your Business
Our AI interviews you about your services, case types, and availability—then builds your custom agent in under 10 minutes.
Start Capturing Leads
Your AI receptionist answers calls 24/7, qualifies leads, books appointments, and transfers complex cases with full context.
Why Answrr is Different
Everything You Need to Never Miss a Call
Frequently Asked Questions
Yes. Answrr can qualify clients by asking about their case type—Chapter 7, Chapter 13, or business bankruptcy—and book consultations accordingly. It even helps assess eligibility based on income and debt structure.
Ready to Transform Your Bankruptcy Attorneys Business?
Join hundreds of bankruptcy attorneys businesses already using Answrr to capture more leads and book more appointments.
Start Your Free 14-Day TrialNo credit card required for trial